Hide And Seek With Insurance Profits: How Insurance Companies & HMOs Hide Profits Of SME Sector
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The CEOs of America's seven largest publicly traded health insurance companies cumulatively earned more than $283 million in 2021 - by far the most of any year in the past decade.
Yet, every year most small-to-midsize employers receive a compelling explanation as to why their plan was unprofitable for the insurer, followed by a 10%-30% raise in premium for the next year...
With all these "losses," the thought of moving to Self-Funding seems terrifying and unrealistic.
In fact, Fully Insured health insurance companies and HMOs are exceptional at playing Hide and Seek with profit margins hidden in the premiums.
Are you ready to go down the rabbit hole and reveal the truth to your prospects and clients?
Join John Sbrocco and Craig Lack for the weekly episode of the Heads Up Adviser Show: "Hide And Seek With Insurance Profits: How Insurance Companies And HMOs Hide Profits of SME Sector."
Here's what we cover:
✔️ Where are the good profit margin hiding places?
✔️ The contingency margins in the premium calculators
✔️ The Self-Funding scenario
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